Disability Benefits

Employee Short Term Disability Benefits

STD provides income replacement almost immediately for employees who are unable to work due to illness or injury, either temporarily or for a longer duration

Disability Benefits

Employee Long-Term Disability Claims

LTD coverage provides long-term income replacement for employees who are unable to work due to illness or injury for a longer period of time.

Disability Benefits

Privately Purchased Disability Benefits

Unlike group policies, these policies are tailored to individual needs but can be more complex, and insurers often scrutinize claims closely.

Disability Benefits

Union Disability Benefits

Not only are you dealing with the challenges of a disabling illness or injury, but now you’re also faced with navigating a complex system that is supposed to support you.

Disability Benefits

CPP Disability Benefits

The CPP is designed to provide income support to individuals who have contributed to the CPP and are now experiencing a severe and prolonged disability.

Disability Benefits

Psychiatric Disability Claims

If you are suffering from a psychiatric disability, you may be entitled to long-term disability benefits, but navigating the claims process can be complex and challenging.

Disability Benefits

Denial of Disability Benefits

We help overturn denied disability claims by reviewing cases, gathering evidence, negotiating with insurers, and litigating if needed to secure your benefits.

Health Conditions

Chronic Pain & Fibromyalgia

Living with chronic pain conditions can be incredibly debilitating, affecting every aspect of your daily life, but disability insurance companies often deny claims based on the misconception that these are “invisible disabilities."

Health Conditions

Chronic Illness

Conditions such as diabetes, multiple sclerosis, cancer, lupus, Crohn's disease, and rheumatoid arthritis, can have a profound impact on your life, often leaving you unable to work or perform regular daily activities

Health Conditions

Depression & Anxiety

Depression and anxiety are two of the most common mental health conditions that can severely affect an individual's ability to work and perform daily tasks. Insurance companies often question the legitimacy of these claims.

Health Conditions

Bipolar & Mood Disorders

These disorders can have a profound impact on an individual’s ability to function in their everyday life, but they are often misunderstood and under-recognized by insurance companies.

Health Conditions

PTSD

PTSD can drastically affect a person’s quality of life, making it difficult or impossible to maintain employment, perform everyday tasks, or engage in relationships.

Health Conditions

Cancer and Post-Cancer Treatment

The physical, emotional, and mental toll of cancer and its treatment can be overwhelming. Many individuals continue to experience complications after their treatment ends.

Health Conditions

Critical Illness

Critical illness insurance is a type of life insurance designed to provide financial relief during a challenging time.

Insurance

Insurance Claims & Denials

Insurance companies often make it easy to purchase their policies, but when it comes time to actually file a claim and receive your benefits, things can quickly become complicated.

Insurance

Independent Medical Examinations

Insurance companies and employers often require you to undergo an IME to assess the extent of your injury or illness before they approve your benefits.

Insurance

Life Insurance

Life insurance is meant to provide financial security to your loved ones in the event of your death.

Insurance

Mortgage Insurance

Mortgage insurance is designed to protect you and your family from the financial burden of your mortgage in the event that you are unable to make payments due to disability, critical illness, or death.

Other

Employment Law

Understanding your rights as an employee is crucial to fighting for your disability rights.

Toronto Disability Lawyers

Our Services

Disability Benefits

Employee Short Term Disability Benefits

Employee Long-Term Disability Claims

Privately Purchased Disability Benefits

Union Disability Benefits

CPP Disability Benefits

Psychiatric Disability Claims

Denial of Disability Benefits

Health Conditions

Chronic Pain & Fibromyalgia

Chronic Illness

Depression & Anxiety

Bipolar & Mood Disorders

PTSD

Cancer and Post-Cancer Treatment

Critical Illness

Insurance

Insurance Claims & Denials

Independent Medical Examinations

Life Insurance

Mortgage Insurance

Other

Employment Law

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